Change Starting Money, More
     Open  config.ini  in the root directory with Notepad and find the
following text at the bottom:

[INIT-PLAYER-0]
HasResidence = 1
Workshops = 0
Money = 10000
Married = 0

     You  can change how much money you start with and whether you are
married  already  or not. And if you choose to be married then you can
also add: Childs=(# of kids).

     Below that you can also edit the starting stats of the rival 
families.

Note: Always make a backup before overwriting game files.